The blog
Real talk about the stuff that keeps slipping.
Money, plans, home, and everything in between. Plain-English help from someone who turns overwhelming into easy for a living.
- You work all day and still feel behind? It’s a priorities problem, not a time problem
Working all day and still feel behind? Here’s why generic time-management advice fails solopreneurs, and how to actually prioritize when everything feels urgent, from someone who ran the hamster wheel too. - Your business money vanishes into the household account? The two-account fix
Business income disappearing into the household account and you have no idea what’s left? Here’s the two-account minimum that fixes it, how to separate the money when the same bills eat it all, and why it’s never too late to start. - You’re not finding clients because they can’t find you
Ready for clients but nobody knows you exist? Here’s how to get visible as a new freelancer without spending money on ads or becoming a content machine, from someone who has refreshed the very quiet inbox. - Wearing every hat in your business? Here’s what to put down first
CEO, assistant, bookkeeper, and the one doing the actual work? Here’s the honest answer on what to let go of first when you’re wearing every hat and drowning, from an accountant who wears them too. - Meet Hutch: finally see if you’re actually making money
Can’t tell what your business actually made? Meet Hutch, the profit and tax tracker I built for freelancers. It tags business from personal, shows your real profit, and estimates your tax set-aside as you earn. - Am I required to have a separate business bank account?
Been running your business through one personal account and worried it’s illegal? Here’s the honest answer for sole proprietors on whether you legally need a separate business bank account, and what mixing actually costs you. - Business or personal? How to separate business and personal expenses
Mixing your business and personal money is the fastest way to lose track of what you actually earned. Good news: you don’t need a separate bank account to fix it. Here’s the tag-don’t-separate method, from an accountant. - How much should you set aside for taxes when you’re self-employed?
Nobody withholds taxes for you when you’re self-employed, which is exactly why April stings. Here’s the percentage to set aside from every payment, what it covers, and how to make it painless. - Bookkeeping when you’re drowning: the bare minimum you actually have to track
Behind on your books and dreading tax season? You don’t have to track everything. Here’s the bare minimum that keeps you out of trouble, how to catch up without boiling the ocean, and the honest signs it’s time to stop DIYing.
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